Credit katin "VTB 24". Make a katin bashi "VTB 24"

Russia ne mafi kusantar su yi amfani da katunan bashi. Su, bi da bi, bayar da yawa sosai Rasha bankuna. Yadda za a sami dama? Akwai wani zaɓi - don amfani ga "VTB 24", daya daga cikin mafi girma a kudi cibiyoyin a cikin kasar.

Game da banki

Commercial "VTB 24" banki ƙware a samar da wani m kewayon kudi ayyuka ga mutane da kuma kungiyoyi. Wannan bashi ma'aikata yana da fiye da 500 a ofisoshin da Rasha yankuna.

Kusan kowace babbar birni za ka iya samun ofishin banki. Daga cikin mafi nemi-bayan kudi ayyuka, "VTB 24" - rance ta hanyar da bayar musamman katunan bashi. A banki kuma bayar da dama sauran iri rance - jinginar gidaje, mota rance, kasuwanci da sauransu ..

Me ya sa na bukatar a bashi katin?

Katunan bashi ne m saboda za su iya zama, kazalika da yin amfani da wani zare kudi "roba" biya domin sayayya - yayin da wani kamasho, ko da kudi za a janye zuwa bashi lissafi, da banki ba zai dauki.

Biya tare da katunan bashi a kowace ƙasa inda akwai da duniya ta manyan biyan bashin tsarin visa da kuma MasterCard.

Nau'in cards na bashi makircinsu

Katin bashi daga "VTB 24" za a iya classified bisa ga dama sharudda. Akwai maps wanda abokin ciniki shi ne iya sãka da rance a kan fifikon sharuddan. Akwai katunan bashi da hada wasu iyaka a kan overdraft. Akwai maps a cikinsa akwai wani alheri lokacin a kan biyan bashin ban sha'awa. Kusan duk banknotes bayar "VTB 24" za a iya amfani da abokin ciniki lokacin alkawari alherin-lokaci - da alheri lokacin, a cikin abin da kaso na aro ba lasafta.

Tabbata ga, ke da cikakken amfani da wannan riba - a kai a kai (a cikin lissafin kuɗi lokaci) gabatarwar da katin na babba (wanda mafi yawa ana nuna a cikin kowane wata doka, da sanarwa daga banki). Yawanci, a misali shiri lokaci "VTB 24" - 1 zuwa 20 ga watan. A m adadin a tambaya, yawanci 10% na babba. Af, wannan adadi amfani a cikin lissafi na da ake kira m biyan bashin - jimlar adadin kudi da cewa abokin ciniki dole biya katin kowane wata, a game da babba da kuma ban sha'awa, ya koma bayan da alheri lokacin.

Abin da aka miƙa ta da banki?

"Classic" katin bashi "VTB 24" - ya fi na kowa irin "roba" daga wannan kudi ma'aikata. Yana da quite sauki a zane, da borrower m bukatun. The bashi da iyaka ga wannan katin ne a kan talakawan 300 dubu rubles, da sha'awa kudi -. About 19% a kowace shekara. Kowace shekara, Bankin zargin domin katin sabis fee (750 rubles).

"Transaero" - wani m katin bashi. "VTB 24" yayi ta zuwa ga abokan ciniki da suka yi tafiya mai yawa. Wannan samfurin hadawa da siffofin na hali na wani katin bashi, da kuma samar da wani yawa na kari da za a iya amfani da lokacin da sayen tikitoci iska daga "Transaero". A musamman, shi nuna iska fasinja iya ciyar da ita don inganta aji wurin zama (tare da "tattalin arzikin" to "Business"). Credit iyaka da kuma kudi game da wannan a matsayin na "classic" katin. A shekara-shekara kudin, don tare da katin bashi - 900 rubles, amma a farkon shekara na bankin damar yin amfani da shi for free.

Akwai layi na bashi "VTB 24" babbar "Gold Card". An tsara domin ya kara jaddada cewa abokin ciniki - wani mutum daga abu. Wannan katin samar da wasu kari a lokacin da hidima a cikin hotel-hotel da sauran sabis kantuna a dukan duniya. Credit iyaka ne "Gold Card" fi "gargajiya" da "Transaero" - 600 dubu rubles .. Sha'awa kudi dan kadan m - wani talakawan of 18% a kowace shekara. Duk da haka, domin irin wannan mai yardarsa zuwa ga abokin ciniki zai biya wani babban Jimlar a cikin shekara-shekara sabis - 3 dubu rubles ..

Level sama da "Gold Card" - a katin bashi "Premium". Ta yana da wani m iyaka - miliyan 1.5 rubles, da saukar da sha'awa kudi - game da 17% a kowace shekara. da shekara-shekara kudin na tabbatarwa shi ne ma mai kyau - 10 dubu rubles .. Akwai wannan samfurin ban sha'awa da kari, ciki har da - tsabar kudi-baya, a lokacin da a karkashin wani cashless biya katin lissafi dawo 5% na adadin ciyar a kan sayan ko biyan bashin da sabis.

A mafi sauran ƙarfi abokan ciniki iya amfani ga wani katin bashi "VTB 24" mai suna "CD". The bashi da iyaka a kan shi ya kai miliyan 2 rubles. Shekara-shekara tabbatarwa -. 30 dubu da kambun da irin katunan banki ya yi alkawarin wani jiki sabis da kuma m bayani zuwa lambar da m matsaloli. Alal misali, idan katin da aka rasa, da bankin ya shirya don wuri-wuri don maye gurbin shi ko ba da kudi a kudi na bashi da iyaka.

Daga cikin ƙarin bashi kayayyakin - katin "My yanayi." A cewar ta abokin ciniki iya samun dama da amfani da sabis, su shiga a inshora shirye-shirye. Gaskiya, da bashi da iyaka na irin cards suna fadin - a cikin kewayon 150 dubu rubles ..

A ake kira alherin-lokaci, a lokacin da na bashi da iyaka "VTB 24" ba laifi sha'awa a kan duk cards - 50 days.

rajista

Credit "VTB 24" katin za a iya bayar da wata ziyarar aiki a wani ofishin na kudi ma'aikata. Tare da duk pre-yanayi, kazalika da bayani a kan takardun da ake bukata za a iya samu a official website na banki. A na farko yanke shawara a kan aikace-aikace na abokin ciniki katin za a iya samu ta hanyar cika wani online nau'i ko don canja wurin su data ga waɗanda gwani kira cibiyar kyauta lambar.

Bankin "VTB 24" An zarar ya yiwu yanke shawarar a kan tushen da online aikace-aikace, ko daya da aka yi ta wayar, ba gudanar da duk wani ƙarin cak a kan abokin ciniki ta solvency. Wannan shi ne, idan borrower ya karbi yarda, a lõkacin da ya zo a cikin ofishin na banki, to, duk kana bukatar ka yi - shi ne ya sa hannu takardun da ake bukata da kuma jim kadan bayan wannan don samun katin.

Abin da kayyade bashi da iyaka?

Matsakaicin bashi da iyaka a kayyade a cikin bayanin cards, da banki ba za a iya tabbatar. Amma da mafi kusantar samun damar da shi, da mafi m da bankin halaye kamar da shekaru na abokin ciniki, ga wurin aiki, duration na aikin kwarewa, albashi matakin, kazalika da bayanai daga bashi tarihi.

A hankula dabara domin kirga matsakaicin bashi da iyaka - ta size kada wuce 300% na albashi (ko wasu tabbatar da samun kudin shiga) abokin ciniki. Nagarta lokaci na katin bashi, kamar yadda mai mulkin, shi ne shekaru biyu.

duba balance

Bankin "VTB 24" Ya ɓullo da wani yawan m zaɓuɓɓuka saboda dubawa da sikẽli a kan katunan bashi. Daga cikin wadanda - tsarin "Teleinfo" (ko "Telebank"). Kamar yadda wani ɓangare na da amfani mahara tashoshi - Internet, waya, SMS-saƙonni. Ta hanyar daya daga cikinsu, da abokin ciniki na iya yin wasu ayyukan da amfani kamar, misali, suka sallame domin a bank account na wani lokaci, don gano bashi a kan aro. Har ila yau, a wasu lokuta, watakila ta hanyar rajista "TELEINFO" banki ajiya. Kunna wannan sabis ne mai sauki - kawai kiran lamba cibiyar banki, sa'an nan da ake kira lambar katin, a code kalma da kuma amsa a yawan yiwu ƙarin gwani al'amurran da suka shafi.

Domin a low wata fee (yawanci a cikin 50 rubles) abokin ciniki iya kunna sabis "SMS-sanarwar." Amfani da wayarka, za ka iya gudanar da lissafi, kuma ko da biya domin wasu ayyuka.

Akwai kuma "classic" makirci balance dubawa - ta hanyar wani ATM ko a banki. An muhimmin batu: "VTB 24" ba ya dauki wata hukumar lokacin da tafi da sikeli a ATM, amma sauran bashi cibiyoyin iya yin haka. A lokacin da ka ziyarci ofishin bukatar hukuma hujja na ainihi na abokin ciniki.

Wa zai iya samun wani katin bashi?

Idan, misali, wasu bankunan Amirka suna shirye su samar da sabis na bankin alaka rance, ba mazauna kasar, da katin bashi "VTB 24" za a iya bayar kawai mazauna Rasha Federation. A m shekaru na abokin ciniki ga zane na banki kayayyakin alaka rance - for 21 years. Solvency na borrower - mafi muhimmanci rarrabẽwa ga "VTB 24". Credit Card, da yanayi na bayar da wanda ake wajabta ta banki ne m isa, ba ga waɗanda bashi da suka yi na yau da kullum samun kudin shiga, shi ne kyawawa saboda da aikin kashe ta Labor Code.

Credit tarihi - shi ne ma wani muhimmin rarrabẽwa ga wani m yanke shawara domin bayar da cards. Idan abokin ciniki ne ma zakreditovan ko ya yana da tsanaki da bata lokaci biya akan bashi, ciki har da wadanda suka bayar da wasu bankuna, da damar samun katin bashi za a iya rage muhimmanci. Mutane da yawa bashi aka bar kokarin shirya wani samfurin kamar katin bashi "VTB 24" reviews, inda suka rubuta cewa banki ki saboda wani rashin kyau bashi tarihi.

inshora

Mafi yawan masu amfani da bashi "VTB 24" samfurin yayi fita inshora a kan aiki ikon asarar a harka. Akwai kuma wani version a cikin abin da wani katin bashi aka inshora a hali na doka damar (subject to ramuwa, duk da haka, kawai wani adadin, wani hali kewayon - 20-150 dubu rubles.). The Bank a kai a kai yayi rangwamen a kan zane na manufofin. Su size, wanda zai iya isa 10-15%, dangane da abin da irin katin, abin da suke a kan yanayin da inshora shirin.

Kiran, tayi na musamman

Bankin katin bashi "VTB 24" - wani samfurin cewa zai iya zama da amfani ga abokan ciniki a cikin ikon zuwa amince, kuma a kan quite akai-akai, kyaututtuka daban-daban da kuma kari, kazalika da yin amfani da ban sha'awa da tayi na musamman. Dukan waɗannan da gata aka bayar ga abokan ciniki ta hanyar ha] in gwiwar tare da banki ta kiri networks ko sabis cibiyoyin, quite sau da yawa - online shopping. Kamar yadda mai mulkin, sharadin samu daga wasu kari ne don ya aikata abokin ciniki sayayya a abokin kungiyoyi.

affiliate shirye-shirye

Bari mu dubi misalai na yadda banki "VTB 24" An hada kai da daban-daban kamfanonin samar da abokan ciniki tare da garabasa kari kuma shopping. Daga cikin rare shirye-shirye na wannan} awancen - hulda da wani online store OZON. Bankin abokan ciniki yin sayayya ta amfani da katunan bashi, "VTB 24" a cikin online store, zai iya ƙidaya a kan wani rangwame na 7% ko tanadi da maki cewa za a iya amfani da a nan gaba sayayya. A shirin "Mobile bonus" amfanin kãwo wa abokan ciniki, "VTB 24", da jin dadin da ayyukan sadarwa na "Beeline". Su mayar da kudi ya ciyar daga Subscriber balance baya a kan taswira. Samun wani katin bashi "VTB 24" kuma a lokaci guda mai yawan amfani amfanin daga m kaya na dukiya da kuma ayyuka, ba shakka, da yawa Russia so.