Savings a Jamhuriyar Czech. Na biyu Bank Sberbank. Sberbank CZ

Sberbank ne daya daga cikin mafi yawan sanannun kudi cibiyoyin. Duk da haka, ta wakilci sani ba kawai a cikin Rasha Federation da kuma tsohon CIS kasashe. Su bude da kuma a Turai. Alal misali, akwai wani Savings Bank a Jamhuriyar Czech. More bayanai game da wakilci na kudi ma'aikata, kuma za mu ci gaba.

The aiki da kuma ayyuka na Savings Bank a Jamhuriyar Czech

Kamar yadda ya juya waje, a Jamhuriyar Czech da Savings Bank sun sani na dogon lokaci. A nan ne da wakilan da kudi shugaban, dade da aka sani a kasuwannin gida da sabis na bankin a karon farko ta ayyana kanta a 1993. Bayan shekaru hudu a Czech Savings Bank Na samu wani jami'in lasisi, wanda damar da shi zuwa aiki a matsayin mai zaman kanta hadin gwiwa stock kamfanin.

A sa'an nan da na farko banki rassan da aka bude a Turai, a hankali motsi a cikin wani karamin reshe cibiyar sadarwa.

Brief History of wakilci

A karshe, to tabbatar da 'yancinsu Sberbank gudanar nan da nan bayan da sayen hannun jari na karamin Austria bashi ma'aikata a karkashin sunan Volksbank a 2012. A wancan lokaci, wannan ya kasance wani bangare na kasuwanci kamfanin ne quite m da kuma sanannun kungiyar na Österreichischen Volksbanken.

Bayan da cewa akwai cikakken reorganization na tsarin kudi ma'aikata, da kuma a shekara daga baya ya canja sunan. A cewar masana da hannu a cikin rebranding, an yanke shawarar barin gargajiya da kuma recognizable sunan Sbarbanka. A sakamakon haka, akwai wani wakilin kira Sberbank CZ.

Grand bude, kuma na farko da abokan ciniki

Bayan da sayan hannun jari na sama kungiyar da aka za'ayi gagarumin aikin for cikakken Tsarin kula da reorganization. Rantsar da shugaban ofishin na Savings Bank, canjawa wuri zuwa daya daga cikin tsakiyar titunan Prague, aka gudanar Maris 20, 2013.

A lokacin da kyau da kuma haske bude ta wakilan kungiyar a fili gaya da kuma nuna duk comers damar da siffofin aikinsu. Kowane mutum, zai iya zuwa ofishin da kuma ganin wa kansu da gaskiyar wadannan kalmomi. Haka kuma, duk da baƙi a m mamaki a cikin nau'i na m kudi tayi, m rance shirye-shirye da yawa more. Guests yarda da murna don ziyarci Savings Bank a Jamhuriyar Czech.

Sberbank misali a yau

Bayan wani lokaci a kananan kudi sashen Sberbank girma a cikin wani karamin reshe cibiyar sadarwa, ya bude mai yawa da maki da sayarwa da kuma shigar qware kayan aiki domin kai-da sabis. Saboda haka, a wannan lokaci a cikin Czech Republic ne kawai a kan 8 manyan rassan da bashi ma'aikata, 'yan tallace-tallace da maki kuma game da 20 ATMs da kuma tashoshi.

Sabani a launuka

Duk da kama a sunan da janar ka'idodinta Turai ofisoshin ne ma wasu bambance-bambance. A musamman, suna hade da atypical domin mu kudi ma'aikata launuka ba a logo da kuma zane ofisoshin. Saboda haka, na biyu bankuna na Sberbank a cikin zane na dakuna 'yan sun tafi daga cikin saba banki na furanni. Alal misali, a cikin kewayon ko da yake akwai ganye, ba sosai.

Kamar yadda tsayayya wa su tsaye a baki da zinariya launi. Kamar yadda shaidun gani da ido, wani Firayim misali ne manyan signboard a gaban. Aras da aka kafa a baki. Kuma da rubutu a kan an yi shi ta amfani da musamman zinariya rubuta.

Irin launi canje-canje hade tare da takamaiman haddasawa. Gaskiyar cewa wasu daga cikin rassa na Savings Bank aka bude a tarihi muhimmanci wurare na birnin. Haka kuma, bisa al'ada, ba su kasance sunã ganimar da facades na gine-gine. Don haka an yanke shawarar gyara launi makirci a kan tushen da data kasance masu launin gine-gine.

Features sarari karba-karba

Bude da ofisoshin Savings Bank (a cikin Jamhuriyar Czech da shi aka sani ba kawai ta hanyar wakilan da Rasha sassan duniya, amma kuma da 'yan asalin mutane) da wakilan biya kulawa ta musamman wajen shiryawa da kuma tsarin karba-karba sarari. Alal misali, a cikin mafi ofisoshin akwai wadannan yankunan:

• wurin biya.
• abokin ciniki sabis.
• Kai (a nan ne na'urorin don kai-da sabis tashoshi).
• VIP.

All zones rabu da partitions da aka shirya a matsayin m kamar yadda zai yiwu. Kamar yadda mafi abokan ciniki, PAO Sberbank don ƙirƙirar wani dadi ofishin sarari, inda shi ne m.

A harshen shãmaki an shawo kan

Duk da shekaru da haihuwa Rasha Tushen, Sberbank ma'aikata mafi yawa magana Czech. Duk da haka, Ganin cewa a cikin Czech Republic ne gida da sauran kasashe, da kuma aka yanke shawarar zuwa hayan Turanci ma'aikata. Har ila yau, a Jihar banki rassan akwai Rasha-magana manajoji. Wanne ƙwarai simplifies da tunani zuwa kungiyar na yawon bude ido ko baƙi daga Rasha Federation.

Idan so, baƙi za su iya nan da nan ziyarci Savings Bank a Jamhuriyar Czech. Credit a nan, ba za su iya zana a kan wani na kowa akai. Idan suna bukatar kudin kasar, shi sauƙi za a iya samu. A banki da za'ayi wani iri-iri na musayar ma'amaloli, kazalika da sabis aiki kasa da kasa canja wurin. Kuma don kula da Russia, idan har suna so, zai iya daukar wani ɓangare Rasha-magana manajoji na Savings Bank.

Abin da sabis suna miƙa ta da banki?

PAO Savings Bank a halin yanzu yayi wani kewayon da sabis na bankin tsara don mutane da kuma doka abokai. Daga cikin banki ayyukan na kungiyar da aka mamaye da wadannan ayyuka:

• aiwatar da duniya yana canja wurin.
• aiwatar da tsabar kudi ma'amaloli (musayar, sayarwa da kuma sayan kudin kasashen waje).
• ba-tsabar kudi biya.
• bude da kuma goyon baya na banki.
• lamuntawa.

Kamar yadda a Rasha, bankin rassan a Jamhuriyar Czech amfani da dama hanyoyin don jawo hankalin sabon abokan ciniki. Don wannan karshen, suka gudanar da wani iri-iri na hannun jari, shirya biyayya shirye-shirye. Af, duk da tsohon abokan ciniki Volksbank iya sauƙi musanya su da katunan a kan roba na Savings Bank. A wannan yanayin, shi yiwuwa a ci gaba da na yanzu PIN code.

Jinginar gida Bank shirin

A mafi m sabis na Czech Savings Bank ofisoshin ne jinginar gida rance. A lokacin, m bashi kungiyoyin iya count a "Gaskiya jinginar gida", yana ambaton sayan ko haya na dukiya. A banki ma yayi rance domin gina ko maido da gidansa. A aro ya shafi sha'awa kudi na 1,79% annum.

Idan ka tambayi Savings Bank a Jamhuriyar Czech (a cikin wannan harka, da jinginar gida na iya zama sha'awar ba kawai mazauna yankin, amma kuma baƙi) da ake shirin dauka a gidaje rance, rance a nan shi ka shakka so. A daidai wannan lokaci wakilan banki tayin gida rance ga kasashen waje a karkashin 70% na na biyu tamanin da dukiya. Kuma girman da kudi ga wadannan abokan ciniki jeri daga 4,99% annum. Abokin ciniki sabis, ba da ciwon m wurin zama a cikin kasar, za'ayi ba tare da biyan bashin da sabis na bankin.

Bugu da ƙari, ziyartar Czech Savings Bank (sha'awa a kan aro aka kafa dangane da shirin zaɓa), za ka iya samun rance ga duk wata manufa, amma kulla da dukiya (abin da ake kira American jinginar gidaje). Domin irin wannan shirye-shirye, shi ne yawanci zai yiwu a samu har zuwa 5 da miliyan rawanin (kasa da kashi 70% na na biyu da darajar da abu). The adadin ban sha'awa a cikin wannan hali zai zama daga 3,99% annum.

Wa zai iya zama abokin ciniki na banki?

Don zama wani abokin ciniki na banki, dole ne ka sadu da wasu sharudda ga wani kudi ma'aikata. Alal misali, count a kan aro bashi nan ne tsakanin 18 da 70 shekara. Idan kun kasance a waje dan kasa, sa'an nan a matsayin goyon bayan takardun za ka bukatar:

• fasfo;
• ciki yakin fasfo;
• kwafa, na Turai labarinka da tafiyarsu.
• asali takardar shaidar da take.

Haka kuma, idan borrower ba mazaunin na Jamhuriyar, kamar yadda ya bukatar biyu tabbatar Co-borrower. Saboda haka, banki bugu da žari reinsured a taron na aro tsoho. Abin lura shi ne cewa idan abokin ciniki nufin dukan ma'amala za a iya za'ayi a Rasha ko in English idan abokin ciniki bai sani ba Czech. Bi da bi, da bashi yarjejeniya da sauran takardun ma ba ya bukatar fassara da za a iya sanya samuwa a Rasha.

A wata kalma, Magana game da rassa na Savings Bank ofisoshin, za ka iya samun cikakken sabis, ciki har da a Rasha.