Gidaje, rance - wani nauyi ko mai girma damar

Da muhawara game da ko ko ba don kai a cikin banki bashin sayen gidan ko wani Apartment na dogon lokaci da za'ayi kuma, mai yiwuwa, ba su kasance ba karshen.

Jinginar gida zargin sun jayayya da cewa wannan irin na rance a Rasha a da ginshikin - bautar, a cikin abin da ta bashi. Wannan tushe daga musamman high amfani rates kuma, kamar yadda wani sakamako, girman da wata-wata ijãra a kansa, da takarar da jimlar kudin shiga iyali na payer. Lalle, su masu sau da yawa m, fiye da Turai da kuma Amurka.

Amma waɗanda suka yi zaton su dauki wani gidaje rance, rance ne Masani ga abin da kasada da kuma matsaloli da suke fuskanta, amma la'akari da shi kadai yiwuwar warware gidaje matsala. Lalle ne, saya dukiya a nasu kudi ba zai iya iya daya, domin sauran na yawan tambaya ne daban-daban: duk da ransa huddle ko biya "kawun" domin haya da gidaje a cikin bege cewa halin da ake ciki zai ko ta yaya warware kanta, ko aron kudi Bank da kuma rayuwa a cikin gidansa. An sano daga wannan hangen zaman gaba, da ra'ayin shi ne ya samu wani gida rance, rance ba dubi haka muni. Trite amma gaskiya: kome ne zumunta.

Daya daga cikin na farko wanda ya fara gudanar da aiki irin wannan bashin ya zama Sberbank. Gidaje, rance inda za ka iya samun wani fairly yanayi mai kyau. Bugu da kari ga misali shirye-shirye, akwai na musamman, misali - to sabunta bashin samu a baya. Kwanan nan, bukatar daga waɗanda suka samu gidaje jinginar gida rance 'yan shekaru da suka wuce, a wani kudi wucewa da maki 20% annum. Yau, wadannan Figures ze m, amma a cikin yanayi a lokacin, da sauran zaži ba available.

A karkashin abin da yanayi iya samun wani gidaje, rance

Savings Bank, kamar sauran cibiyoyin kudin, ba fita kudi a cikin bashi, duka biyu kulla ta data kasance dukiya, da kuma wanda aka saya. Kamar yadda wasu bayanai samuwa ga borrower ta dukiya za a iya gani a matsayin na biyu.

A m amfani rates yawanci a kasashen waje. A rubles mafi m yanayi miƙa wa matasa iyalan da suka shirya yi a gidaje aro. Saboda haka, ruble zai biya daga 10% a shekara, kuma matsakaicin lokaci ga wanda za ka iya aron kudi, shi ne shekaru 30. Wannan tayin yana aiki ga iyalai a wanda da shekaru a kalla daya daga cikin maza ba ya wuce shekaru 35. Amma ga saukar da biyan bashin, sai da ƙaramar size ne kawai 10% na tamanin da samu dukiya.

Idan muka magana game da bashi, wanda shekaru ya haye line for shekara talatin da biyar, da sha'awa kudi a rubles zai fara tare da wani alama na 12% dangane da rance type, wato kome a karkashin abin da dukiya da shi ne bayar. A size na farko biya kashi-kashi ne a cikin kewayon daga 10 zuwa 15%. A lokaci guda, kamar yadda mai mulkin, shi ne karami Apartments, kuma a karkashin yi hijira more.

A bisa ga al'ada, rance ga dukiya ayyukan a karkashin gini bashi mafi tsada fiye da shirye-sanya gidaje. Amma a wannan lokacin a cikin Savings Bank ne na musamman sharuddan, wanda samun a cikin bashi domin sayan ya ba tukuna mãsu sallamãwa abu na iya zama kusan wannan yanayi kamar yadda ga abu dauka da jihar hukumar.

Ko ba su sami bashi, yana da haƙĩƙa wani mutum. Duk da haka, saboda kwari girma a gidaje farashin iya zama a rayuwa ajiye a gida, ko wani Apartment, kuma bai isa ga wurinta.