Rating Ukrainian bankuna bisa ga mataki na AMINCI for 2016

Ƙiyasi na bankuna a Ukraine an harhada kwata da kuma shekara-karshen. Bisa shi za a iya gano su zuwa ga mafi muhimmanci trends a cikin juyin halitta daga cikin kudi kasuwa, tantance mafi nasara da kuma firgita kamfanoni. Bisa ga karshe results for 2016 ya nuna mafi kyau yi kungiyoyi da goyan bayan kasashen waje babban birnin kasar. Daga cikin 50 most cibiyoyin kudin kasar da aka gane a matsayin mafi m , "Credit Agricole Bank".

bincike na halin da ake ciki

Yanayin aiki ne sosai tauri a kan Ukrainian banki kasuwar karshe 2 shekaru. Wannan al'amari ya rinjayi abubuwa uku. Da fari dai, jihar rasa iko a kan wani ɓangare na ƙasa ya kai ga asarar iko a kan bankunan na bashi da na biyu. A talakawan ne 15-20% na jimlar rance fayil.

Na biyu, da hryvnia devalued ta fiye da sau 3 sanya wani waje musayar rance sabis kusan ba na gaskiya ba. Har ma ga waɗanda bashi da suke so su biya su. By karshen shekara ta 2016 (bisa ga National Bank of Ukraine), 47,8% na dukkan rance sun kudin. Wannan shi ne daidai da 327 biliyan hryvnia. Yana da wadannan kudi kamata taimaka bankuna komawa kwatankwacin 404 biliyan hryvnia adibas a kudin kasashen waje.

Na uku, karkatar da real tattalin arzikin (ko da a UAH sharuddan) da kuma mafitar rashin aikin yi da mummunan tasiri a kan basussuka.

yin amfani

A karkashin wadannan yanayi, babban dalilai shafi cikin AMINCI bankuna ne:

• The so na hannun jeri a ta kungiyar na aikin da zuba jari (wanda ya unsa a hadarin).
• The so na National Bank of Ukraine da su zuba jari domin ajiye bankuna.
• Damar yin haka.

The fi girma tukunya, da girma da marmarin taimake shi, amma da karin kudi ake bukata domin kudi dawo.

Manyan kasashen waje banki kungiyoyin

Duk da yake wannan shi ne mafi m bankuna a Ukraine, ya tabbatar da kansu mafi kyau a cikin kasa kasuwar. Strong matsayi bambanta wadannan cibiyoyin na zuwa Turai kungiyar, "Raiffeisen Bank Aval", "UkrSibbank" (BNP Paribas), "OTP Bank", "Credit Agricole Bank", "Kredobank" (PKO BP), "ProCredit Bank", "Pravex Bankin "(Intesa)," ra'ayin Bank "(Getin).

Duk da haka, ko da akwai mãsu rauni a wannan rukuni: kusan duk Turai cibiyoyin son sayar da Ukrainian dukiya. A daidai wannan lokaci na karshe sayarwa na Ukrainian ko Rasha masu riga ya kai ga fatarar na 'yan shekaru. Alal misali, wannan ya faru da irin wannan firgita Ukrainian bankuna, a matsayin "Forum" da "Kreditprombank".

Duk da haka, masana ba la'akari da 4 kudi da kamfanonin samar da ayyuka ga manyan kamfanoni abokan ciniki kawai: "ING", "City", "Deutsche Bank" SEB. Bankin "Credit Turai" (kunshe a cikin kungiyar rajista a cikin Netherlands, na ga mutane - 'yan kasa na Turkey) kuma caters ga matsakaita da ƙananan kasuwanci, amma ba mutane.

hadarin dalilai

A cikin rating na Ukrainian bankuna mallakar kamfanonin ketare, ta shafa a kasar na asalin matsalar. Wannan shi ne gaskiya musamman na kungiyoyi daga Rasha, Girka da kuma Cyprus. Rasha ne a karkashin kasa da kasa takunkumi, wahala daga kaifi fall a makamashi farashin da kuma ragewar darajar kuɗi na ta kudin. Girka ne a tattalin arziki da rikicin shekaru 10 da shekaru da kuma gabatar a cikin bazara na shekarar 2015 ne ƙwarai da gaske hani a kan wannan harkar, to 'yan kasarta. Cyprus, a 2013, da aka gudanar a "reorganization" na adibas a kasar ta biyu mafi girma a bankuna, ya maye gurbin wani ɓangare na kudi na zuba jari a hannun jari da ya kai kusan na banza.

Saboda haka, da ikon na bankuna daga wadannan kasashe don su taimaka wa Ukrainian raka'a a nan gaba kiwata tambayoyi. Cikakken jerin bankunan da Rasha babban birnin kasar: "Ukrsotsbank", "Prominvestbank", "Sberbank na Rasha", "Alfa-Bank", "VTB Bank", "Vieste Bank", "Forward". By da cibiyoyin na Girka da kuma Cyprus ne: "Universal Bank", "Piraeus Bank ICB", "Marfin Bank".

Babban dalili na wadannan banki kungiyoyin - kula da suna a cikin kasuwanni na tsakiya da gabashin Turai - ba ka damar kafa ƙananan rates a kan adibas idan aka kwatanta da na gida bankuna. Ukrainian "ya" na fatarar iya halakarwa cewa bata masa suna.

Ukrainian bankuna

Ukrainian mallakar gwamnati bankuna ba a mai kyau siffar. Duk da haka, gwamnatin da kuma National Bank kokarin tallafawa su a cikin kowace hanya zai yiwu. A lokacin 2015, jihar kashe kusan biliyan 20 hryvnia a cikin izini babban birnin kasar Oschadbank, "Ukreximbank" da "Ukrgasbank", da kuma a cikin na kwata na 2016 aka kara directed zuwa fiye da biliyan 14 hryvnia.

A mafi rating na Ukrainian bankuna cewa suna cikin zaman babban birnin kasar, a cikin wadannan kungiyoyin: BNP Paribas, da Credit Agricole, PKO BP ( "Kredobank"). Su bashi rating ne zuba jari: A1-A3 (mafi girma talakawan).

A babban matakin AMINCI ana banki kungiyar Intesa ( "Pravex Bank") da kuma Raiffeisen, bashi rating, ma, shi ne wani zuba jari: Baa1, Baa2 (a kasa talakawan). Quite high matsayi a cikin rating na Ukrainian bankuna a OTP da Procredit kamfanoni. A tabbatacce al'amari ne zuba jari bashi rating Procredit a kan BBB (Baa2 daidai). OTP bashi rating ne daya matakin kasa zuba jari Ba2, BB +.

A jerin mafi m bankuna

List of bankuna a Ukraine ne karkashin jagorancin "Credit Agricole Bank". Na dogon lokaci da wannan matsayi da aka dauka "UkrSibbank". Top goma kudi cibiyoyin ne kamar haka:

• Matakin qarshe na AMINCI a Credit Agricole kamfanonin (1st wuri), "Raiffeisen Bank Aval" (2) kuma Oschadbank (3).
• High matakan nuna "Kredobank" (4) "Ukreksimbank" (5).
• A tsakiyar saman goma, "UkrSibbank" (6) "Citibank" (7) da kuma "ProCredit Bank" (8).
• Isasshen AMINCI matakin y "UKRGAZBANK" (9) "UKRSOTSBANK" (10).

trends

Private Ukrainian bankuna ga karshe 8 shekaru ne da can baya. 01.01.2015 Wani shekara bisa ga NBU daga cikin mafi girma a cibiyoyin "Delta Bank" (yanzu fatara) sun shagaltar da 4th wuri a cikin sharuddan da kadarori, "Nadra Bank" - 11, "Finance da kuma Credit" - 13. Wane ne daga cikin kungiyar na 14 most bankuna, kawai biyu Ukrainian mallakar zaman kansa hannun jeri. 100% na bankruptcies na baya shekaru 10 - mai zaman kansa Ukrainian bankuna.