Money kasuwar juna kudi a Rasha

Daya daga cikin safest juna kudi suna dauke da albarkatun da kudi kasuwar (kudi shamaki ba), amma duk ya dogara a kan zuba jari da lokaci. Waɗanda suka yi kashe kudi a su, suna inshora da asarar babba ɓangare na ajiya, amma a daya hannun, ajiyar kudaden shiga ne don haka kananan, cewa a lokacin da su kumbura ci. Saboda haka za su iya da ake bukata domin wadanda suke so su yi tsabar kudi a cikin gajere shirin. Shi ne na irin wannan kudi shamaki ba, kuma za a tattauna.

Definition juna kudi

Mutual kudi - a tsabar kudi jiko, wanda aka kafa ta hanyar hada da albarkatun da na babban yawan ajiyar. Sau da yawa, na farko gudunmawar wasu daga wanda Range a size 300-500 $, da kuma bayan bude asusun da wadannan haše-haše na iya zama a cikin nau'i na wani jimla.

Ba tare da la'akari da zuba jari dabarun da manufofin matsayin asusun ko kudi na cikin wadanda suka kafa kungiyar yi Brokerage gidaje, zuba jari da kamfanoni. Domin saukaka cikin wadanda suka kafa su kudi sauƙi canjawa wuri daga Securities kamfanoni a cikin takarda da sauran ba tare da wani kamasho.

Mutual kudi kware a zuba jari a wuya karafa, kudi kasuwar kida, dukiya. Su ne wani gungu na shaidu, equities, tsabar kudi, gudanar da kamfanin zuba jari a madadin daga cikin tawagar da sa na bayar da gudunmawa. A hada dukiya mallakar wani juna asusu, ya kira ta fayil. Kowane rabo daga cikin fayil - shi ne na gwargwado ga wata dukiya zuba jari a cikin asusun ta dukiya, kazalika da wani ɓangare na kudaden shiga da aka generated daga waɗanda dukiya.

manufa na aiki

All juna kudi aiki kusan a kan wannan manufa. Sun kafa wani kamfanin zuba jari, wanda ya sayar da su da hannun jari ga masu zuba jari, sa'an nan kuma jari da Saide a Securities mukamai. Hada kudi na ajiyar a cikin fayil, da shugaban kamfanin zai iya sarrafa ta zuba jari, da sayen hannun jari da kuma shaidu a cikin asusun.

Iri selectable kayan aikin ayyana manufar zuba jari. Alal misali, idan manufar da kamfanin zuba jari a kan hannun jari - don bayyana babban birnin kasar samu, yayin da zaki ya share na kudi nufi ga ci gaban hannun jari. Idan manufar wata bond asusu ne biyan bashin da coupon samun kudin shiga da cewa ba a kallafa maka, sa'an nan da kudi ana kashe a birni shaidu. A daidai wannan lokaci, wani kamfanin zuba jari kafa ta shaidu da suka fitowa to faru fayil diversification da kuma rage hadarin default na mutum shaidu.

Dividends ana biya wa ajiyar, wanda aka kafa daga Saide Securities cewa yin up da girma daga cikin fayil. A abokin ciniki kashe $ 1000, sami kashi daga ribar da wannan a matsayin wani wanda ya kashe $ 100 000. Bambanci zai kwanta a gaskiya cewa samun kudin shiga na biyu gudummawa ne 100 sau fi da cewa da farko (bisa ga gwargwado ga hannun jari a cikin asusun).

Lokacin da akwai canje-canje a cikin darajar Securities a cikin fayil, ya canjãwa daidai da kuma net kadara darajar da kudi tsakiya. A farashin hawa da sauka shafi da kasada muhimmi a cikin da yawa iri Securities: siyasa, tattalin arziki, kasuwa.

iri

Mutual kudi da yawa iri iri, watau, ajiyar su zuba jari a shaidu, hannun jari, matasan, cinikayya da zuba jari a kamfanoni a cikin kudi kasuwar juna kudi.

Ganin kowane irin daki-daki, za mu iya cewa shi ne juna zuba jari, wanda sayar da kansu da hannun jari da kuma Saide kashe a kudi kasuwar Securities. Wadannan kamfanoni daga sauran sa a akai darajar ta Securities. Sau da yawa, da farashin da kuma kiyasta darajar da rabo ne $ 1. Don ci gaba da farashin a wannan matakin damar cewa gajere asarar daga sayar da Securities, wani kudi na kamfanin zuba jari otymayutsya a kan samu daga masu zuba jari. Wannan sakamakon da aka fi sauƙi samun da kudi da cewa zuba jari aro kudi a gajere kudi kasuwar kida, kamar yadda irin wannan kida da low farashin volatility.

Money kasuwar juna kudi - shi ne su zuba jari a Securities cewa da maturities na kasa da shekara guda. Wadannan kamfanoni su ne kalla m tsakanin wasu jinsunan. Sau da yawa sosai suna amfani da su mukamai a matsayin mafaka a kula da kasuwar jari, duk da wannan, wani lokacin suna ba da babban amfanin ƙasa.

Amfanin zuba jari a kasuwar kudi juna kudi

1. Diversification - da redistribution hadarin tsakanin dama da kudi kida.
2. Professional kudi management - tracking kamfanin zuba jari manajoji ajiyar ko'ina cikin zuba jari tsari.
3. Wide selection. A fadi zabi na zuba jari bayar da wani babba yawan juna kudi (hannun jari, shaidu, kudi kasuwa).
4. Liquidity - The jari iya a kowane lokaci don sayar da hannun jari da kuma komawa da kudi.
5. Savings - zuba jari sayayya a shirye-sanya mukamai na kudi shamaki ba, kuma ba da kansa daga Securities na mutum hukumomi.
6. harkokin zuba jari kariya da kuma yancin - juna kudi kayyade a tarayya majalisu matakin da Securities da Exchange Commission.
7. Saukaka - da hannun jari zai iya sayar da ko saya da taimakon dillalai, kudi mashawarci, bankuna, da inshora jamiái.

da kasada na zuba jari a juna kudi

Daya daga cikin manyan tsaye hadarin rasa da zuba jari, babban birnin kasar saboda da akan rage net kadara darajar (NAV). Bugu da kari, akwai wasu kasada:

• amfani.
• kasuwar;
• dangantawa da ingancin da Securities.

Tare da karuwa a kasuwar sha'awa rates akwai wani akan rage matsa lamba a kan bashin da ãdalci kasuwanni, wadda take kaiwa zuwa wani karu a net kadara darajar shaidu da stock kudi. Dakushe kasuwar sha'awa rates yana da kishiyar sakamako.

A ingancin da Securities ne m da volatility na rabo farashin. Ajiyar sau da yawa dami insolvency hadarin juna zuba jari da kamfanoni. The darajar da dukiya iya rage, amma Yiwuwar samun wannan ne kananan. Hanyar kafa minimizes da kasada na fatarar da kuma zamba.

Mutual kudi a Rasha

Don kwanan wata ba tukuna bayyana cikakken m na Rasha juna kudi ga dalilai da dama:

1. Sun iyakance cikin inflow dogon lokacin da masu zaman kansu da zuba jari.
2. Zuba jari a juna kudi na fensho tanadi a Rasha Federation da aka haramta doka ta.

Wadannan dalilai iyakance kwarara kudi a cikin juna zuba jari da kamfanoni, su karuwa ne saboda da recalculation na tamanin da mukamai da kuma revaluation na kadara ma'amaloli. Mutual kudi a Rasha ne kananan da kuma ba da damar gane sikelin da kasuwanci. A talakawan girma na Rasha zuba jari hukumomi suna da yawa m kasashen waje.

A OIF "- Kudi Market Savings Asusun" hidima a matsayin wani misali na Rasha juna asusu. Its manufa shi ne don samun kudi da zuba jari a cikin gajere shaidu na Rasha issuers da high quality bashi ta kara kasuwa darajar da kuma samun babban albashi da kuma amfani receivable a kan gajere adibas a manyan Rasha bankunan.