Pensions mutum kasuwa

Kamar yadda aka sani, Jihar kasafin kudin domin pensions an kafa ta wajen na fanshon, gudunmawar da suke wajibi ga duk kungiyoyi da mutum yan kasuwa. A wannan labarin, za mu yi la'akari da halin da ake ciki tare da kasuwanci maganganu (SP).

By rijista a matsayin PI, wani mutum yana fuskantar tare da bukatar ba kawai haraji, amma kuma canza wurin da m biya zuwa fanshon na Rasha Federation. By dokar, kowane IP - da da inshora fensho inshora. Nau'i na biyan bashin - wajabta ta, kuma compensatory. Na gudunmawar da fanshon kafa fensho.

Kuma da ake bukata ne gudunmawar da Social Insurance Asusun (Social Insurance Asusun) da kuma OMS (wajibi likita). A size of duk da asalin dũkiyõyinku biya da aka lasafta bisa ga kudin na inshora shekara.

The kudin na mai ladabi a kowace shekara bisa ga dokar "A inshora premiums." Fensho gudunmawar ne wajibi ga mutum kasuwa. Su size - tsayayyen adadin. An muhimmanci gargadi: fensho gudunmawar SP biya, ko idan a halin yanzu shekara, harkokin kasuwanci da aka ba da za'ayi. Wannan aiki shi ne saba wa kowa hankali, duk da haka, tana biye da doka.

Idan na ayyuka na PI aka katse saboda yanayi tursasawa hali, da rashin iyawa biya gudunmawar da fansho da sauran wajibi shi zai iya tabbatar da a kotu. Amma idan kotu ba ya yarda da irin wannan kin biyan daga biyan bashin da inshora premiums m, bashin zai zama batun azãba a cikin shari'a yanke shawara.

Fensho gudunmawar, kamar yadda wani ajali adadin, lissafta a 2011 ga mutum, 'yan kasuwa 26% na adadin riba. Health inshora - 3.1% (a tarayya kudade) da kuma 2.0% (a cikin yankin Asusun). The adadin gyarawa biya for 2011 tare da kowane daga cikin mutum kasuwa ya sanya 16159 rubles. 56 kopecks. A wannan adadin ne a biya mutum, harkokin kasuwanci na wanda shi ne ya samar da notarial da kuma shari'a da sabis.

Fensho gudunmawar a 2012 adadin zuwa 14386 rubles. 32 kopecks., Amma a shekara ta 2013 wannan adadin zai karu sosai. Doka ta tanadi bayar da wani gagarumin karuwa a fensho gudunmawar ga SP, shige da jihar Duma a karshe karatu, duk da jama'a zãlunci;, m aikin fensho garambawul.

Fensho gudunmawar ga mutum da 'yan kasuwa ya dogara ne a kan albashi - da albashi. A shekarar 2012, darajar da albashi da aka 4611 rubles, a Janairu 2013, wannan adadin da aka karu zuwa 5205 rubles. Saboda haka cewa fensho gudunmawar zai kara a wani hali. Bugu da ƙari kuma, sabon dabara domin kirga girman da tsayayyen inshora biyan bashin ya shafi gudanarwa ta kara coefficients, girman wanda qara a kowace shekara.

A fensho cajin ga shekara da aka lasafta kamar haka: da samfurin na albashi da kuma sha'awa kudi na fensho gudunmawar (26%) ta tara da 12. A Naira Miliyan Xari da arancin albashi, da kanta girma daga shekara zuwa shekara, da lissafin zai dauki biyu da adadin ga shekara ta 2013 domin 2014 - ta tara da 2.5 for 2015 da kuma bayan - karu da sau 3. Wannan shi ne, tsayayyen biyan bashin ga mutum da 'yan kasuwa a shekarar 2015 zai iya isa cikin adadin 49 dubu. Rubles.

Wannan kaifi karuwa a yawa na fensho gudunmawar gwamnatin bayyana bukatar kawar da girma gaira FIU kasafin kudin, rashin kudi wanda yanzu sanya up ta zuwa ga jihar kasafin kudin kudi daga sayar da albarkatun kasa. Amma canjawa da nauyi da matsalolin a cikin fensho na talakawa masu biyan haraji - ba wani zaɓi.

Mutane da yawa waɗanda suka yanzu aiki da kuma biya fensho gudunmawar, tsanani shakka da ikon da ke jihar a 'yan shekaru ko shekarun da suka gabata don samar da su a mai kyau fensho. Saboda haka shakka taimaka misalai ƙi yin amfani da fanshon na tara gudunmawar - by gini da na marmari gama na sabon gine-gine domin jami'an, da sayan tsada kayan aiki da kuma kayan aiki.