Kudi, Inshora

Non-misali iri inshora a Rasha Federation

rayuwa inshora, kiwon lafiya, dukiya da daban-daban kasada zo a cikin rayuwar mu, ya zama wani ɓangare na rayuwar yau da kullum. A wannan labarin, za mu magance tare da main iri inshora, kuma zaži daga cikinsu mafi takamaiman, wadanda ba misali, sabon abu Categories.

The main iri inshora a Rasha

Da farko inshora kwangila ya kasu kashi 2 iri:

Ake bukata. Irin wannan inshora da aka tilasta doka da kuma yin watsi da take nema take kaiwa zuwa m bugun fanareti. Wannan category hada MTPL inshora ga fasinjojin, MLA.
Da son rai. A inshora kwangila ne kawai a request na dan kasa.

Abin da iri inshora akwai? Yana kuma iya zama wani mutum ko kungiya, da kuma biya a kan shi - a dunƙule Naira Miliyan Xari ko matsayin annuity. By definition, akwai wani diyya adadin prorated maida (wani ɓangare na amince da diyya) kuma na farko da hadarin tsarin (a cikin m Naira Miliyan Xari inshora ga duk diyya biya).

A cewar sura 48 na Civil Code, iri inshora a Rasha Federation ya kasu kashi 4 Categories:

dukiya.
sirri.
alhakin;
kasuwanci kasada.
a cikin hasken 'yan trends tsaya fita har ma da kara da kuma takamaiman.

A takaice la'akari iri daban-daban da alaƙa.

property inshora

iri uku inshora za a iya dangana ga wannan category:

property (ciki har da aikin injiniya Tsarin da inshora a cikin dakin ..).
motocin (as a cikin hali na jimlar halaka da kuma bayyanar raunuka).
kaya (a lokacin kawowa, saukewa, ajiya).

sirri inshora

Daya daga cikin mafi kowa iri inshora, da kuma cika a Rasha. Wannan ya hada da:

rai inshora (mafi kwanan nan wannan ya hada da tarawa rayuwa inshora).
inshora da hatsarori (rauni, rashin lafiya, asarar sashin jiki ko jiki sashi, nakasa, mutuwa).
inshorar kiwon lafiya (CMI - m, son rai inshorar kiwon lafiya - son rai).
Na yara inshora.
inshora fansho (ramuwa ne don kawai kan kai ritaya shekaru) - wajibi da kuma son rai.
inshora na fasinjoji na daban-daban halaye na kai;
ma'aikata inshora.

alhaki inshora

Wannan category ne sosai hadaddun. Mun jera a yawan insurances cewa shi ya hada da:

} ungiyoyin alhaki ga wani lalacewar wasu kamfanoni.
alhakin ingancin da dukiya samar.
Sanadiyyar ga gazawar cika wajibai zuwa binsa bashi.
profotvetstvennosti - for rauni zuwa wani ma'aikaci to abokan ciniki, masu amfani da;
} ungiyoyin alhaki na kungiyoyi, Enterprises, wanda wakiltar tushen ƙara hatsari.
} ungiyoyin alhaki na daban-daban dako - birane, dogo, iska da kuma ruwan kai, Metro, da dai sauransu...
CTP.

kasuwanci inshora

Wannan ya hada da inshora:

kudi tabbacin;
asara ko lalacewar dũkiyar sha'anin;
zuba jari;
hadarin da ba-biyan bashin.
adibas.
fitarwa bashi.

Inshora m kasada

Sha'awa, wadanda ba misali iri inshora:

Inshora na yi aiki - nauyin da developer.
m.
kasa da kasa (ga kiwon lafiya kananan dakunan shan magani a duniya, kazalika da ga 'yan kasa, shi ne sau da yawa a kasashen waje).
na gama (inshora fiye mutum a matsayin dukan).
suna (hadarin asarar dukiya hakkokin da wani kotun yanke shawara).
inshora kasada dangantaka da kudi da zuba jari.
siyasa kasada (rinjayar dalilai alaka da siyasa na jihar, yin da yawa).

Mu juya ga mutum lokuta na musamman inshora.

10 sabon abu irin inshora

Magana game da duniya yi na wadanda ba misali iri inshora - kalle duniya ranking daga cikin mafi m Categories harhada ta Dutch kamfanin Hullberry Insurance:

Inshora girma a man fetur farashin. Domin 19,95 Tarayyar Turai za ka iya shiga a cikin wani inshora kwangila bayar domin ramuwa ga ƙarin kudi a lokacin da girma da kudin da fetur da fiye da 15%.
Slamming ƙofar. Inshora da irin rikice za kudin game da 18 Tarayyar Turai a kowace shekara. Bayan da ya faru na wani da inshora taron, za ka iya samun har zuwa 100 Tarayyar Turai.
Makale a cikin lif. Daga 12 zuwa 28 kudin Tarayyar Turai a kowace shekara zai zama daraja da irin wannan kwangila tare da inshora kamfanin. Diyya - 75 Tarayyar Turai.
A jerin kasawa a cikin irin caca. Idan inshora mutum ya sami 52 sau a jere m irin caca tikitin, zai iya samun wani "consolation kyauta" daga insurer - 2500 Tarayyar Turai. A inshora kwangila zai zama daraja kamar yadda 12-28 Tarayyar Turai.
A gabatarwar da "Haramta". Diyya daga kamfanin inshora zai zama 500 Tarayyar Turai domin wannan misali 12-28 Tarayyar Turai a kowace shekara.
Kuskuren da gidan yari. Ramuwa ga wannan musamman m halin da ake ciki zai adadin zuwa 500 Tarayyar Turai. Price hadarin inshora - 12-28 Tarayyar Turai a kowace shekara.
Jefarwa a bagaden. Idan amarya ko ango inshora mutum matalauta mamaki mamaki "ba", sa'an nan da karshen za su iya ƙidaya a kan adadin 100 Tarayyar Turai daga kamfanin inshora.
Fallen karkashin ikon yinsa, na da wani boye kamara. Waɗanda ba su so su zama musamman involuntary gwarzo na movie, yana yiwuwa a kammala da wata yarjejeniya (sake 12-28 Tarayyar Turai a kowace shekara), inda za ka iya ƙidaya a kan ramuwa da 1,000 kudin Tarayyar Turai.
Wani abu da yaro. Idan mutum ba gaba ɗaya amince ta fi rabin, da kuma DNA gwaje-gwaje tabbatar da zato, ya iya samu a matsayin diyya daga insurer na 500 Tarayyar Turai.
Juyawa Extraterrestrial rai. Compensating domin irin wannan wani bakon da kuma m taron zai zama a matsayin 5000 Tarayyar Turai. A daidai wannan lokaci da daya daga cikin yanayi na kwangila - arziki na dacewa takardu daga likitoci da kuma iska da kuma sarari sojojin.