Mutane daya-daya fensho factor - shi ne ... A lissafi na inshora ɓangare na sabon fensho dabara

Daga shekarar 2015 a fensho lasafta a karkashin sabon dabara. Da hakkin ya sami biyan mutane da 30 ko fiye da maki tara. Wannan yanayin ya taɓa hakkokin mutane da suke da kadan gwaninta. More cikakken bayani game da sabon dabara, karanta on.

manufa

A baya can, tsakãtsaki ake bukata domin lissafi na amfanin:

• da halaye da aka shimfiɗa shekaru (60 - ga mutãne, 55 - ga mata);
• samuwar na aikin kwarewa (a shekaru daban-daban daga 5 zuwa 25 years).

fensho ne dogara a kan tsawon da matakin na samun kudin shiga. Daga 2001 zuwa 2014 muna da wata daraja kamar yadda premiums. Suna kullum sanya up 14-16% na wata-wata da samun kudin shiga. Tun 2015, wani sabon kashi - wani mutum fensho factor. Wannan shi ne yawan maki a tsawon shekaru. Don samun amfanin, kana bukatar ka yi aiki da wani yawan shekaru tare da albashi matakin a da adadin gudunmawar biya zai ƙetare haƙƙin na dokokin ƙa'idar matakin.

Jigon da sabon shiri tsarin ne da cewa tara a lokacin da aikin yi fensho hakkin ana tuba zuwa maki. A iyãkar aka sa'an nan lasafta cikin kudi na amfani. Don sanin da tara IPC, shi wajibi ne don raba da adadin kiyasta gudunmawar da kullum - da samfurin na matsakaicin jadawalin kuɗin fito da kuma matsakaicin albashi ana kallafa maka.

Idan wani mutum samun wani shekara 568 da dubu. Rub., Yana tattara matsakaicin 10 maki. Matsakaicin adadin Hakkin kuma coefficient ya canjãwa shekara. By 2025, lokacin da shirin za a cikakken kaddamar, wadannan mudu biyu za su kara yawa. A wannan gaba, da tara ɓangare na fensho za su iya samun kawai mutanen da suka tara 30 ko fiye da maki. 2015 haihuwa-shekaru biyan bashin da ake sa idan akwai 6.6 maki. A shekara kudi za su kara da 2.4.

Kamar yadda wani sabon shirin aiki

Mafi yawan mutane ya fara aiki a cikin Tarayyar Soviet. Suna sa ran don isa da kyau cancanta hutu a nan gaba. Girman su amfãni zai ma ya dogara ne a kan tara mutum fensho coefficient (maki). A lokacin da 2001 zuwa ƙayyade yawan fensho, wanda zai sa'an nan a tuba a cikin coefficients.

misali

Petrov yi aiki a matsayin m. A 31.12.2014 ya sa a fensho na 10.030 rubles, wanda ya ƙunshi wata guda biya (3935 rubles.) Kuma inshora -. 6095 rubles. Menene ya darajar mutum fensho coefficient for 2015?

IPK = 6095: 64.1 = 95.

64,1 rubles. - daraja na wani factor a 2015

Ga talakawan amfanin bukatar tara akalla 100 da maki. Na bayar da muhimmanci shi ne mutum fensho rabo. Yadda yin lissafi da adadin amfãni ga aiki mutane?

1. PKI PKI = 2015 zuwa 2015 + PKI bayan.

Na biyu nuna alama da aka lasafta a matsayin Naira Miliyan Xari da coefficients ga kowane rahoton lokaci:

1. Inshora fensho = IEC × kudin da maki.
2. Amfana = gyarawa biyan bashin + Insurance fensho.

dalilai

A size daga cikin mutum fensho coefficient dogara a kan:

• Yawan na samun kudin shiga don biya na gudunmawar.
• kudin da maki, wanda shi ne fihirisa don hauhawar farashin kaya.

A shekarar 2015, matsakaicin adadin Hakkin, tare da 'gudunmawar amounted zuwa 711 dubu. Rub. Tare da wani ya fi girma adadin maganganu ba su yarda. Tare da wani kudi na 16% a jihar kasafin kudin samu 113,76 dubu. Rub. Mun lissafta matsakaicin mutum fensho factor.

misali

Petrov ya ci gaba da aiki don wani albashi na 25 da dubu. Rub. Tare da wannan adadin da aka deducted kowane shekara 48 dubu. Rub. PF. Fiye da 2015 mutum ritaya kudi da yadda za a lissafta?

(48 000: 11 3760) = 4,22 x 10.

Petrov zai nemi recalculation daga wadannan gudunmawar. Amma har a cikin wannan harka da shi yana dauke su ne kawai 1.8 raka'a.

The yawan maki ake bukata a shekarar 2015

Domin tsabta, mun yi amfani da tebur.

Annual mutum fensho kudi - da yawan maki sanã'anta for 12 watanni, ko da lokaci da suke kunshe a cikin rikodin. A mafi girma da albashi, da hakan da IPK. Doka ta tanadi 6 shekaru na mika mulki, a lokacin da yanayi za a hankali a hankali ya tsaurara.

Mutane daya-daya fensho factor - ne adadin da maki cewa suna bayar da ba kawai domin lokaci na aiki, amma a yanayin saukan wasu iri "downtime."

The adadin tara da lissafta Manuniya a shekara ta 2016 da kuma za a iya samu a PF. Ko da tare da mafi tara IPK dauki la'akari 7,83 maki a shekara ta 2016 da kuma 8,26 - a shekara ta 2017.

misali

Top manajan aiki tun 2010 a wani shekara-shekara albashi na dubu 100. Rub. A kan 5 shekaru gwaninta a kowace shekara da ya sanã'anta 10 maki. Wani 20 ya samu daga 2015 zuwa 2017, yawan tara IPK: 7,39 + 7,83 + 8,26 = 23,48. A cewar dokar, yana daukan akalla 15 shekaru na sabis. Kan gaba shekaru 7 da ma'aikaci ya tara mafi 77,4 maki. Total aka ɗauke shi zuwa lissafi 107,44 maki. A halin yanzu farashin, a fensho daga saman manajan ne guda a matsayin cewa na wani aiki pensioner daga baya misali.

Number of IPC aka recalculated shekara. Wannan kudi ya dogara a kan matakin Hakkin kuma iyakance maganganu, wanda girma da yawa sauri. A 2015 da suka karu da 14%, da kuma talakawan albashi - by 9%. Sabõda haka kada ka dõgara a kan jihar amfãni a tsufa da kuma tunani game da wasu hanyoyi na tara fensho.

sabon sharuddan da yanayi

Mutane daya-daya fensho factor - wani irin kima na aikin hakkokin a alamomi. A kowace shekara gwamnatin buga farashin 1 aya ta Indexing shi ga Yunƙurin a farashin. Ritaya fensho kunshi wani tsayayyen biyan bashin da kuma wani ɓangare cewa ya dogara a kan PKI. Kudin 1 rabo a 01.01.2016 - 74,27 rubles. ajali payout - 4558,93 rubles. Domin samun Grant a shekara ta 2016, wani mutum dole:

1. Isa a wasu shekaru.
2. Da inshora tsawon shekaru 6.
3. Tara 6.6 maki.

Idan akalla daya daga cikin yanayin da aka ba hadu, mutumin da aka kawai rayuwa a fensho.

Amfani ko rashin amfani

Babban damunsu masana ne cewa size of nan gaba biya za a kawai kafin ritaya. Wannan adadin zai iya lasafta a matsayin samfurin da tara IPK a kan su kudin a cikin shekara na biya dalilai. A karshen adadi da aka lasafta ta rarraba shirya PF kudaden shiga ga adadin tara da maki daga dukkan fansho.

A gaskiya, da daraja na mutum fensho coefficient (IPC) na inshora mutum zai dogara ne a kan PF kudaden shiga. Wannan zai rage girman hadarin rashi. A daidai wannan lokaci, masana sun ce cewa Hanyar lissafi ba gyarawa da dokar.

Matsala ta biyu ita ce cewa Russia har yanzu ba sani gane da sabon garambawul. A raya ƙasashe ciyar da yawa lokaci a kan bayanin duk nuances na yawan jama'a.

A hankali kara m tsawon na sabis (12 months a kowace shekara). By 2024 zai kasance shekaru 15. Tare da wannan kwarewa a PD zama 95% na al'ummar jihar.

A jimla ta amfani da za a biya fita da aka lasafta ta da dabara:

Fensho = (WF x K) + (PKI x R) x CT, inda:

• PV - ayyana amfani.
• PKI - tara da maki.
• K - da premium ga marigayi ritaya.
• ST - naúrar kudin na PKI.

bambantawa na lissafi

A batun na kara ja da baya shekaru an tashe akai-akai. Magoya bayan jayayya da ra'ayi, da bukatar a rage gaira PF. Abokan adawar jayayya da cewa for daga baya ja da baya ne cewa wajibi ne al'ummar da mai kyau misali na rai. Don ta da yawan jama'a, a jihar buga high IPK da ninkãwa zuwa ga wani ajali biyan bashin. Haka kuma an shirya za a duba cikin jerin fasahohin, wakilan wanda zai zama available farkon ritaya, aikin yanayi (cutarwa aji za a kafa mafi girma COE) da kuma adadin na inshora premiums (da hatsari aiki aji, da hakan rate). Wannan zai daidaita da tsarin za su samar da PF kafofin na farkon biyan bashin.